Collecting your BTO keys is an exciting milestone for every Singaporean. But before you move in, you’ll need to transform the empty unit into a comfortable and stylish home.
In 2025, BTO renovation costs have become a hot topic due to rising material prices, demand for customised carpentry, and longer supply timelines. Many homeowners ask:
- How much does it cost to renovate a 3-room, 4-room, or 5-room BTO in Singapore?
- What’s the expected renovation timeline?
- How can I reduce my renovation budget without compromising on quality?
This article will give you a comprehensive guide to HDB BTO renovation costs and timelines in 2025, plus smart tips from HDBGROUPRENO.SG PTE. LTD, Singapore’s leading Group Renovation Contractor.
Average HDB BTO Renovation Costs in 2025
Renovation costs depend on your flat size, design style, and material choices. Below is a general cost breakdown for 2025:
| Flat Type | Basic Renovation (Essential works) | Mid-range (Most common) | Premium (Luxury finish) |
|---|---|---|---|
| 2-Room | $18,000 – $25,000 | $25,000 – $40,000 | $40,000 – $55,000 |
| 3-Room | $25,000 – $35,000 | $35,000 – $50,000 | $50,000 – $70,000 |
| 4-Room | $30,000 – $45,000 | $45,000 – $65,000 | $65,000 – $90,000 |
| 5-Room | $40,000 – $55,000 | $55,000 – $80,000 | $80,000 – $120,000 |
What drives renovation costs?
- Carpentry (kitchen cabinets, wardrobes, study desks)
- Hacking & Masonry (wall removal, tiling, flooring)
- Electrical & Lighting (extra points, smart home upgrades)
- Plumbing (bathrooms, water heaters, piping)
- Painting & Finishing (odourless paint, feature walls)
- Furniture & Appliances (soft furnishing and add-ons)
💡 Tip: By joining a Group Reno Project with HDBGROUPRENO.SG, you can save 10–20% on carpentry and materials.
HDB Renovation Timeline for 2025
Renovating a BTO flat typically takes 8–12 weeks, depending on complexity.
Standard Renovation Timeline
- Week 1–2: Site measurement, design finalisation, HDB permit applications
- Week 3–4: Hacking, masonry, plumbing works
- Week 5–6: Electrical wiring, ceiling & lighting installation
- Week 7–9: Carpentry fabrication (wardrobes, kitchen cabinets, feature walls)
- Week 10–11: Installation of carpentry, painting, fittings
- Week 12: Final handover, defect check, touch-up
👉 With Group Renovation, timelines are often shorter because multiple units are processed together in bulk carpentry production.
Detailed Breakdown of Renovation Works
1. Carpentry Works
- Kitchen cabinets (top & bottom with quartz or sintered stone countertop)
- Wardrobes (sliding/casement, master bedroom & common bedrooms)
- Study desks, bookshelves, dressing tables
- TV console and living room feature wall
2. Masonry & Flooring
- Tiling works (kitchen, bathroom, balcony)
- Vinyl flooring (popular in 2025 for its cost-effectiveness and durability)
- Hacking for open-concept layouts
3. Electrical & Lighting
- Additional power points for appliances
- Modern ceiling fans & smart lighting systems
- Cove lights and recessed downlights for ambience
4. Plumbing Works
- Shower screens, vanity cabinets, and toilet fixtures
- Water heater installation (instant or storage type)
5. Painting & Finishing
- Eco-friendly paints (low VOC, odourless)
- Accent walls, wallpapers, and fluted paneling
2025 Renovation Trends in Singapore
- Japandi Style (Japanese + Scandinavian): Minimal, cosy, and natural finishes.
- Smart Homes: Voice-controlled lighting, automated blinds, energy-saving aircon.
- Space-Saving Carpentry: Hidden beds, foldable dining tables, modular wardrobes.
- Eco-Friendly Design: E0 low-formaldehyde boards, water-saving fittings.
- Luxury Bathrooms: Rain showers, built-in storage, modern lighting.
HDB Renovation Loan Options
If you need financing, here are the common choices:
- HDB Renovation Loan (via banks)
- Up to S$30,000 or 6x monthly income
- Max repayment: 5 years
- Interest ~3.5–4.5%
- Personal Loan
- Higher borrowing limit
- Flexible repayment terms
- Slightly higher interest
- HDBGROUPRENO.SG Group Package
- Lower upfront deposit
- Bulk discounts on carpentry & materials
- Transparent milestone payments
Renovation Tips for New BTO Homeowners
- Start early: Engage contractor before key collection.
- Budget wisely: Allocate 10–15% buffer for unexpected works.
- Prioritise essential works: Kitchen, bathroom, and storage first.
- Use group renovation: Enjoy discounts through bulk carpentry production.
- Check HDB rules: Ensure hacking, windows, and piping works are HDB-approved.
Frequently Asked Questions (FAQ)
Q1: How much should I budget for a 4-room BTO renovation in 2025?
A: Around S$45,000–65,000 for mid-range finishes.
Q2: Can I get a renovation loan above $30,000?
A: Yes, but you’ll need a personal loan or combine with savings.
Q3: Why is group renovation cheaper?
A: Shared logistics, bulk material orders, and streamlined carpentry save costs.
Q4: What is the most expensive part of BTO renovation?
A: Carpentry works (kitchen, wardrobes, built-ins).
Q5: How can I visualise my BTO before renovation?
A: With HDBGROUPRENO.SG Free 3D Virtual Tours, you can preview layouts and finishes.
Why Choose HDBGROUPRENO.SG PTE. LTD
✅ Affordable Group Reno Packages – Save 10–20% on carpentry & materials
✅ Free 3D Virtual Tour – Visualise your dream home before signing
✅ Customised Carpentry – Kitchen cabinets, wardrobes, study desks
✅ Experienced Contractors – 30+ years in Singapore renovation industry
✅ Transparent Milestones – Clear payment stages with no hidden costs
Your BTO flat deserves a smart, affordable, and modern renovation.
👉 View Ongoing Group Renovation Projects
👉 Get a Free 3D Virtual Tour + Quotation
Transform your HDB into a stylish and functional home with HDBGROUPRENO.SG PTE. LTD, Singapore’s trusted group renovation contractor.
